Before the Expiry- How Chase Ensures a Seamless Transition with New Card Delivery

Does Chase send you a new card before it expires? This is a common question among Chase credit cardholders who are worried about the inconvenience of having their card expire. In this article, we will discuss the process of Chase card expiration and whether or not you will receive a new card before your current one expires.

Chase, like many other credit card issuers, has a system in place to ensure that cardholders receive a new card before their current one expires. This process is designed to minimize disruption to your credit card usage and to prevent any potential security risks associated with expired cards. Here’s how Chase handles the replacement of expired cards:

1. Automatic Card Replacement:

Chase typically sends out a new card to the cardholder’s mailing address approximately 45 days before the current card expires. This gives the cardholder ample time to receive the new card and activate it before the old card becomes invalid.

2. Mailing Address Verification:

To ensure that the new card is sent to the correct address, Chase may verify the mailing address on file. This verification process helps to prevent any fraudulent activity and ensures that the card is delivered to the rightful owner.

3. Card Activation:

Once you receive the new card, you will need to activate it before you can start using it. The activation process is usually straightforward and can be done by calling the number provided on the activation sticker or by visiting Chase’s website. Once activated, the new card will be ready for use.

4. Replacement Card Features:

The new card will have the same account number and credit limit as your expired card. However, it may have a new expiration date and CVV (Card Verification Value) code. It’s essential to keep track of these new details to ensure that you can use your card without any issues.

5. Notification of Expiration:

In addition to sending a new card, Chase will also send you a notification about the upcoming expiration of your card. This notification will provide you with the necessary information about the replacement process and any other important details you should be aware of.

In conclusion, Chase does send you a new card before your current card expires. This process is designed to be convenient and hassle-free for cardholders, ensuring that they can continue using their credit card without any interruptions. By following the steps outlined above, you can rest assured that your Chase card replacement will be handled efficiently and effectively.